Questions and Answers
To find out if our advisory services are a match for your financing needs, please read the answers below or submit a quick request under our Advisory Services tab today.
How is MetroPros Capital different from my bank?
At MetroPros Capital, our two main goals in any transaction are 1) to create a competitive environment that forces capital sources to compete for the borrower’s loan and 2) to manage the transaction workflow so the borrower can focus on executing their business plans.
Banks are constrained by loan products and underwriting guidelines that don’t necessarily fit the borrower’s needs. The Bank’s loan officers are incentivized to maximize profits while pushing as much of the risk as possible onto the borrower. Banks also force borrowers through a variety of hoops and typically provide only limited assistance managing transaction workflow..
Do we end up paying more by working with MetroPros Capital?
MetroPros Capital charges a loan fee as a percent of the loan amount. Because MetroPros Capital absorbs the cost of originating loans for the Loan Servicer, we are able to negotiate direct pricing with most funding sources. As a result, borrowers typically incur no additional costs by engaging us to negotiate and manage their transaction. MetroPros Capital has direct relationships with the largest Capital funds in the USA including CMBS, Life Companies and Private Equity Funds.
In addition, MetroPros Capital saves its clients time and money by creating a competitive environment that forces the market to compete for the borrower’s business. Ultimately, clients get all the cost benefits of a more effectively managed transaction without having to accept exorbitant spreads or large loan fees.
Who are MetroPros Capital’s typical Loan Servicing partners?
The goal at MetroPros Capital is to add value to customer transactions by offering a wide range of financing alternatives and direct access to top national, regional loan servicers and local lenders. We have funded deals through agencies, life companies, conduits, and “out-of-the-box” funding sources. In addition to permanent debt financing, we regularly structure transactions using high-leverage bridge loans, mezzanine debt, construction loans and straight equity.
For loan amounts below $5 million we have developed strong relationships with our preferred network based on property type and borrower preference in loan structure.
What are MetroPros Capital’s loan minimums?
Commercial loans and apartment financing loans from $1,000,000. Loans from $1M to $3M are directed to our small balance team and loans above $3M are considered standard transactions.